ATM Withdrawal Limits: How Much Can You Take Out From Cash App?

When it comes to managing your digital finances with Cash App, understanding your ATM withdrawal limits is crucial. Whether you're planning a trip, handling emergency expenses, or simply withdrawing your daily cash, knowing exactly how much Cash App allows you to take out from an ATM can save time, avoid fees, and help you stay in control of your finances.

What Is the Cash App ATM Withdrawal Limit?
Cash App sets specific ATM withdrawal limits for users to ensure security and regulatory compliance. As of the latest updates, Cash App users can withdraw up to $310 per transaction, $1,000 in any 24-hour period, and $1,000 per 7-day period from an ATM using their Cash App Card.

These limits apply to all users by default, and currently, there is no official way to increase the ATM limit, even for verified accounts. Unlike sending and receiving limits, the ATM limit is fixed and governed by Cash App's terms and policies.

Daily Cash App ATM Withdrawal Limit
The daily ATM withdrawal limit on Cash App is $1,000. However, it's important to understand that this limit is not based on a calendar day but a rolling 24-hour window. That means if you withdraw $300 at 5 PM today and $700 at 9 PM, you must wait until after 5 PM tomorrow to access more withdrawals.

Users must also be aware that each transaction has a maximum cap of $310. So, even if you have $1,000 available in your daily limit, you must make multiple withdrawals if you want to access the full amount, subject to ATM limits as well.

Weekly Cash App ATM Withdrawal Limit
Cash App enforces a $1,000 ATM withdrawal cap every 7 days. Again, this works on a rolling 7-day timeframe rather than a static Monday-Sunday calendar week. If you withdraw $500 on a Tuesday and another $500 on a Thursday, you’ll have to wait until the following Tuesday before regaining part of your limit. This weekly cap helps users avoid excessive ATM use and adds a layer of fraud protection.

Per-Transaction Cash App ATM Limits
Each ATM transaction is capped at $310 per withdrawal. Even if you have more in your account or remaining daily/weekly limit, you cannot exceed $310 in one ATM session. This is especially important to remember if you're in a hurry and expecting to make one large withdrawal.

If you're trying to withdraw $1,000 in one day, for example, you will need to make multiple transactions, and some ATMs may charge per-transaction fees, which can add up quickly.

Are There Fees for ATM Withdrawals on Cash App?
Yes, Cash App charges a $2.50 fee per ATM withdrawal when using the Cash Card. This is in addition to any fees the ATM operator may impose, which typically range from $2 to $5.

However, if you receive $300 or more in direct deposits to your Cash App account each month, you qualify for ATM fee reimbursements. In this case, Cash App will automatically reimburse up to $7 in ATM fees every 31 days. This incentive helps regular users reduce their withdrawal costs.

How to Withdraw Cash from an ATM Using Cash App?
Withdrawing cash from an ATM using your Cash App Card is straightforward:

Insert your Cash Card into any ATM that accepts Visa.
Enter your Cash App PIN.
Choose "Withdrawal" and the amount (up to $310).
Confirm the transaction and collect your cash.
Save your receipt, especially if ATM fees apply.
Make sure your Cash Card has sufficient balance, and be mindful of your withdrawal limits to avoid declined transactions.

How to Check Your Remaining ATM Withdrawal Limit?
To keep track of your usage, open your Cash App and:

Tap on your profile icon.
Scroll to “Limits”.
Under “Cash Card & ATM,” you’ll find your daily and weekly withdrawal stats.
Staying on top of your remaining limits helps you avoid surprises and manage your cash flow effectively.

Can You Increase Your Cash App ATM Withdrawal Limit?
Unfortunately, unlike Cash App's sending or receiving limits, ATM limits cannot be increased even after verifying your identity. This fixed cap is enforced to maintain security and ensure compliance with financial regulations.

While users often request higher withdrawal limits, Cash App has not yet introduced a tiered or upgraded system for ATM usage.

What Happens If You Exceed the Limit?
If you attempt to withdraw more than the per-transaction, daily, or weekly ATM limits, your transaction will be declined, and you will receive an in-app notification.

To avoid such issues:

Split large withdrawals over several days.
Withdraw only what you need.
Use alternatives such as transferring funds to a linked bank account if you need more cash.
Alternatives to Cash App ATM Withdrawals
If the ATM withdrawal cap doesn't meet your needs, consider these alternative withdrawal methods:

1. Transfer to Bank Account
Transfer funds from Cash App to your linked bank account, which usually takes 1–3 business days for standard transfers or instantly for a small fee.

2. Use Cash App Card for Purchases
Instead of withdrawing, use your Cash Card at point-of-sale terminals. This avoids ATM limits and fees entirely.

3. Send to a Trusted Contact
Send funds to a friend or family member’s Cash App account and have them withdraw using their Cash Card, if they have unused limits.

Best Practices to Manage Your ATM Withdrawals
To make the most of your Cash App ATM experience:

Plan your cash needs.
Avoid frequent small withdrawals to minimize ATM fees.
Use direct deposit to qualify for ATM fee reimbursements.
Use fee-free ATMs where available.
Keep a record of your withdrawals to monitor your limits.
Conclusion
Understanding the ATM withdrawal limits on Cash App empowers users to make smarter financial decisions and avoid unnecessary fees or declined transactions. With a $310 per transaction, $1,000 per day, and $1,000 per week limit, Cash App provides flexibility with a fair level of security. While the caps might seem restrictive for high-cash users, there are several effective workarounds to access more funds when needed.